Mortgage Financing for Foreign National Borrowers
A Foreign National Loan can provide qualified international borrowers with an opportunity to finance eligible U.S. real estate without relying on the same documentation structure typically used for traditional U.S. mortgage financing. Whether you are purchasing a vacation property, second home, or investment property, Jennifer Moye at Barrett Financial Group can help you explore financing options designed around your unique financial circumstances and property goals.
A Flexible Financing Option for International Borrowers
Foreign national mortgage programs are designed to accommodate borrowers who may live outside the United States and have income, assets, or credit histories established internationally. Depending on the specific program, lenders may consider alternative documentation and financial information when evaluating an application. Jennifer Moye can help you understand what documentation may be required and which financing options may be available based on your citizenship, residency, financial profile, and intended property use.
Make Your U.S. Real Estate Goals More Accessible
Purchasing property in the United States can involve additional considerations when your primary residence, income, or financial accounts are located outside the country. Understanding the available financing structure, required documentation, property requirements, and associated costs can help you approach the process with greater confidence. Barrett Financial Group can help you evaluate your options and build a financing strategy around your specific objectives. Eligibility, loan terms, down payment requirements, property types, and documentation requirements vary by program and borrower qualifications.
Benefits of Working With Us
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Personalized Mortgage Solutions
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Flexible Financing Options
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Clear Guidance Throughout the Process
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Trusted Service and Communication
Personalized Guidance for Your International Financing Needs
At Barrett Financial Group, Jennifer Moye provides personalized mortgage guidance for borrowers with different financial backgrounds and real estate objectives. From the initial consultation through the application and closing process, you can receive clear information about the steps involved in securing financing. If you are a foreign national considering U.S. real estate, exploring your mortgage options with an experienced loan professional can help you better understand the path toward financing your property purchase.
Why Choose Us
Choosing a mortgage professional who understands your financial circumstances can make the lending experience more straightforward. Jennifer Moye (NMLS #820151) with Barrett Financial Group is committed to providing personalized service, clear communication, and access to a broad range of mortgage solutions. Whether you are purchasing, refinancing, or exploring specialized financing, Jennifer works with borrowers to help them better understand their options and make informed decisions.
We are known for
Flexible Financing Options
Wide Range of Loan Programs
Professional Service You Can Rely On
Experience You Can Trust
"FAQs"
Barrett Financial Group offers a broad selection of mortgage and financing solutions, including Conventional, FHA, VA, USDA, Jumbo, 1099, Bank Statement, DSCR, HELOC, Construction, Bridge, Fix and Flip, ITIN, Foreign National, Commercial, Land, and Reverse Mortgage Loans, along with several other specialized financing options
The right loan program depends on factors such as your income, credit profile, down payment, property type, financial goals, and whether you are purchasing or refinancing. Jennifer Moye (NMLS #820151) can review your circumstances and help you understand which available options may best fit your needs.
Yes. Barrett Financial Group offers several financing options for borrowers whose income may not fit a traditional W-2 structure. Depending on your circumstances, options may include 1099 Loans, Bank Statement Loans, Profit & Loss Loans, ITIN Loans, Asset Depletion Loans, and other specialized programs.
The first step is to discuss your goals and financial situation with Jennifer Moye. After reviewing your circumstances, she can help you understand potential loan options, required documentation, and the next steps in the application process. You can also begin through an easy and secure online loan application.
Jennifer Moye (NMLS #820151) is committed to providing personalized guidance, clear communication, and access to a diverse range of mortgage solutions through Barrett Financial Group. Whether you are buying a home, refinancing, or seeking specialized financing, she can help you navigate your available options and make informed decisions throughout the mortgage process.
Start Exploring Your Mortgage Options Today
Whether you are a freelancer, independent contractor, consultant, or another professional earning 1099 income, you do not have to navigate the mortgage process alone. Jennifer Moye (NMLS #820151) with Barrett Financial Group can help you understand your available financing options and determine which solutions may align with your goals. From your initial questions through the lending process, you can receive personalized support designed to help you move forward with confidence.
