Flexible Mortgage Financing for 1099 Income
1099 Loans are designed for independent contractors, freelancers, consultants, and other professionals who earn income through contract work rather than traditional W-2 employment. Jennifer Moye (NMLS #820151) with Barrett Financial Group helps qualified borrowers explore mortgage solutions that accommodate alternative income structures. Whether you are purchasing a home, refinancing, or pursuing another real estate goal, a 1099 Loan may provide a financing option that better reflects how you earn your income.
A Mortgage Option for Independent Professionals
Traditional mortgage qualification can sometimes be challenging for borrowers whose income comes primarily from 1099 work. Standard documentation may not always present a complete picture of an independent professional’s financial situation. A 1099 Loan can offer an alternative approach for eligible borrowers by considering qualifying 1099 income when evaluating mortgage eligibility. This type of financing can be particularly useful for consultants, freelancers, independent contractors, commission-based professionals, and other self-employed individuals.
Mortgage Guidance Tailored to Your Financial Situation
No two self-employed borrowers have exactly the same income structure or financial circumstances. Jennifer Moye takes the time to understand your income, financial goals, and homeownership plans before helping you explore potential financing options. From discussing documentation requirements to reviewing available loan solutions, you can receive personalized guidance designed to make the mortgage process easier to understand and navigate from application through closing.
Benefits of Working With Us
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Personalized Mortgage Solutions
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Flexible Financing Options
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Clear Guidance Throughout the Process
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Trusted Service and Communication
Helping 1099 Professionals Move Toward Homeownership
Jennifer Moye (NMLS #820151) with Barrett Financial Group is committed to helping independent professionals explore mortgage options that align with their unique income situations. Whether you are buying your first home, moving into a new property, refinancing an existing mortgage, or pursuing another real estate objective, you can receive personalized guidance throughout the lending process. The goal is to help qualified borrowers understand their options and move forward with greater confidence.
Why Choose Us
Choosing a mortgage professional who understands your financial circumstances can make the lending experience more straightforward. Jennifer Moye (NMLS #820151) with Barrett Financial Group is committed to providing personalized service, clear communication, and access to a broad range of mortgage solutions. Whether you are purchasing, refinancing, or exploring specialized financing, Jennifer works with borrowers to help them better understand their options and make informed decisions.
We are known for
Flexible Financing Options
Wide Range of Loan Programs
Professional Service You Can Rely On
Experience You Can Trust
"FAQs"
Barrett Financial Group offers a broad selection of mortgage and financing solutions, including Conventional, FHA, VA, USDA, Jumbo, 1099, Bank Statement, DSCR, HELOC, Construction, Bridge, Fix and Flip, ITIN, Foreign National, Commercial, Land, and Reverse Mortgage Loans, along with several other specialized financing options
The right loan program depends on factors such as your income, credit profile, down payment, property type, financial goals, and whether you are purchasing or refinancing. Jennifer Moye (NMLS #820151) can review your circumstances and help you understand which available options may best fit your needs.
Yes. Barrett Financial Group offers several financing options for borrowers whose income may not fit a traditional W-2 structure. Depending on your circumstances, options may include 1099 Loans, Bank Statement Loans, Profit & Loss Loans, ITIN Loans, Asset Depletion Loans, and other specialized programs.
The first step is to discuss your goals and financial situation with Jennifer Moye. After reviewing your circumstances, she can help you understand potential loan options, required documentation, and the next steps in the application process. You can also begin through an easy and secure online loan application.
Jennifer Moye (NMLS #820151) is committed to providing personalized guidance, clear communication, and access to a diverse range of mortgage solutions through Barrett Financial Group. Whether you are buying a home, refinancing, or seeking specialized financing, she can help you navigate your available options and make informed decisions throughout the mortgage process.
Start Exploring Your Mortgage Options Today
Whether you are a freelancer, independent contractor, consultant, or another professional earning 1099 income, you do not have to navigate the mortgage process alone. Jennifer Moye (NMLS #820151) with Barrett Financial Group can help you understand your available financing options and determine which solutions may align with your goals. From your initial questions through the lending process, you can receive personalized support designed to help you move forward with confidence.
